Phil Tarrant and Liam Garman unpack why the Treasurer's inflation explanation does not stack up against the CPI and oil price data, and why the RBA says it does not model government spending. Phil then sets out a new argument: because aged care entry is means tested against the family home, falling property values shift the cost of caring for older Australians onto the taxpayer. The pair also work through the fallout from the credit card surcharge ban and payday super for small business.
Friday 2 October 2026 46:57
Banks repriced 338 loans in seven days, national values sit 5.2pc below their March peak, and spring clearance rates hit a three-month low.
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Money & market
Phil Tarrant says tenants who use credit cards to bridge a tight week may lose that option, while a Sydney cafe lifted prices the day the ban took effect.
Money & market
Phil Tarrant questioned the utility of crypto-secured mortgages, pointing to capital gains tax on liquidation and a regulatory framework that is still being written.
Money & market
Entry deposits of $600,000 to $800,000 are underwritten by the family home. Phil Tarrant says nobody in Canberra has modelled what happens when that asset shrinks.
Money & market
Knight Frank ranks the Glitter Strip eighth globally for prime price growth, while Brisbane new apartments now fetch $29,100 per sqm.
Money & market
Experian survey of almost 500 credit-active Australians found most are comfortable handing loan decisions to an AI agent, a finding the Property Buzz host called dangerously high.
Hot property
Alex Whitlock says he could not find a tenant for a new house on Melbourne's fringe and sold it, while inner-city units are delivering yields of 6 to 8 per cent.
Property news
With the number of Australians over pension age set to nearly double, Tarrant says the principal place of residence is the last big tax base left untouched.
Money & market
Economists are still tipping a hike next week despite rising unemployment, and one borrower has shown what a threat to refinance can be worth.
Money & market
Inflation-adjusted price-to-rent ratios show capital city houses are overvalued by an average of 38 per cent, with AMP's Shane Oliver tipping falls of more than 10 per cent in four cities.
Phil Tarrant and Liam Garman unpack the week's rate decision and CPI figures, arguing government spending and energy costs are doing more work on inflation than the Treasurer admits. Phil then sets out a new thesis: falling property values could undermine Australia's aged care funding model, because entry to a nursing home is means tested and usually funded by selling the family home. The pair also weigh up the unintended consequences of the credit card surcharge ban and payday super for small business and renters.
Phil Tarrant and Alex Whitlock unpack why economists still expect the RBA to lift the cash rate despite rising unemployment, and what the Intergenerational Report 2026 says about housing, ageing and tax. They also work through the AFR power issue's property rankings, the collapse of a Western Sydney builder group, NIMBY resistance in the Sutherland Shire, and why outer-fringe investor stock is struggling to rent.
With the RBA board meeting and announcing on Tuesday at 2.30pm, the panel weighs up whether a hike lands now or in November, and what a 15-year-high cash rate would mean for servicing. They also unpack Block Earner's Bitcoin-backed deposit loan, the blurry line between non-banks and private lenders, and survey data on how much of the loan process borrowers would hand to an AI agent.
One page. Everything that moved Australian property overnight, with links straight to the source.
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